Loan Calculators

Work out the numbers
before you decide

Loan amount, stamp duty, buying/selling costs, repayments — clear numbers make for confident decisions.

Repayment Calculator

Roughly how much will I repay each month?

Estimate using Principal & Interest (P&I) or Interest Only (I/O). For reference only — your actual repayment depends on bank approval.

Repayment type
Monthly Repayment
—
Total Repaid
—
Total Interest
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Ready to move forward? Free assessment, no fee unless we succeed.

First 12 years

More of each repayment goes to principal over time

The nature of P&I: most of your early repayments are interest, with the principal share rising — and interest falling — each year.

PrincipalInterest
Need other numbers?

Borrowing power & stamp duty

Borrowing Power

This depends on income, debts and living expenses, and every lender assesses it differently — an advisor can work it out for you more accurately.

Book a Free Assessment

Stamp Duty

NSW duty rates are updated from time to time — please use the official government calculator for accurate figures.

Official NSW Revenue calculator ↗

More calculators (loan term, split loans, rate comparison, offset) will be added once the data has been verified.

Done the numbers — want to talk it through?

Free assessment, no fee unless we succeed.