Commercial property, farm and franchise finance, working capital, invoice finance and logistics loans — a one-stop commercial lending solution for Sydney business owners.
Secured against the commercial property itself — suited to purchasing offices, retail space or warehouses.
Using a residential property you own as security, giving you a more flexible way to finance your business.
Draw down and repay repeatedly within an approved limit — flexible cash flow management for seasonal or cyclical needs.
Finance for agricultural land purchases, machinery and seasonal working capital.
Finance for site acquisition and fit-out as you expand your hospitality or retail chain.
Use outstanding invoices as security to access cash flow sooner, without waiting on customer payments.
Variable rates are more flexible but move with the market; fixed rates lock in your repayment for easier cash-flow planning. The right choice depends on your business's cash cycle — happy to talk through your situation.
Identification, the past two years of company tax returns and financial statements, and your past two years of personal tax returns and Notices of Assessment — the exact list varies by loan type and amount.
Buying a shop, office or warehouse: which commercial loan fits, whether to use commercial or residential security, and what to prepare.
Commercial property is assessed differently from residential. Lease, tenant, use and your own business all affect how much you can borrow.
When customers pay late or trade swings with the seasons, here is what each of these two funding tools suits and what to watch for.
Free assessment, no fee unless we succeed.
