Regularly updated home and commercial loan insights, to help you get the key questions straight before you decide.
A walk through the data behind the RBA's September hike, how 2026 inflation compares with the rate rises, and which questions deserve another look.
Read more →Funds are released in stages and you pay interest only on what has been drawn. Here is how a land-and-build loan works, and why stamp duty can be lower.
Read more →You already own the land and want to demolish the old house and build new: how the loan is arranged, what lenders look at, and where budgets blow out.
Read more →The basic structure of an SMSF property loan, the hard rules that apply, and what to ask before you start.
Read more →The limits on residential, commercial and vacant land, the cases that are generally ruled out, and a checklist before buying.
Read more →Buying a shop, office or warehouse: which commercial loan fits, whether to use commercial or residential security, and what to prepare.
Read more →Commercial property is assessed differently from residential. Lease, tenant, use and your own business all affect how much you can borrow.
Read more →When customers pay late or trade swings with the seasons, here is what each of these two funding tools suits and what to watch for.
Read more →How using a broker differs from going to a bank, where a broker's income comes from, and how to check that a broker is properly licensed.
Read more →The story behind the rate moves, and what it actually means for buyers and homeowners.
Read more →From eligibility checks to document checklists — the questions overseas buyers ask us most.
Read more →Practical tips on bookkeeping, proving your income, and talking to your bank.
Read more →