Services · Personal Loans

Funding needs that
are not property-backed

Renovations, debt consolidation, big purchases or short-term cash flow — we compare limits, rates and repayment structures across lenders.

What We Cover

Four common personal loan scenarios

01

Renovations & Improvements

Funding for home renovations, landscaping or a pool, comparing secured and unsecured products.

02

Debt Consolidation

Combine several credit cards or small loans into one repayment. Whether it saves money depends on total cost, which we work through with you.

03

Major Purchases & Education

Weddings, travel, tuition and other large one-off costs, matched to the right product by purpose and term.

04

Short-Term Cash Flow

Temporary funding for a business or household — we check term and repayment structure so a short-term need is not funded long-term.

This is general information only and not personal financial advice. Limits, rates and approval are determined by each lender.

FAQ

Questions clients often ask

What is the difference between secured and unsecured personal loans?

Secured loans are backed by an asset such as property or a vehicle, usually with lower rates and higher limits. Unsecured loans are quicker to approve but typically cost more. Which suits you depends on your assets and purpose.

Will applying affect my credit score?

Each formal credit application can leave an enquiry on your credit file, and several in a short time may have an impact. That is why we assess first and then apply, rather than trying several lenders at once.

Is there a fee for the assessment?

No. The assessment is free, and no fee if we cannot succeed.

Work out the numbers first

Free assessment, no fee if we cannot succeed.